Loan Products


P.A.L. Loan

Our alternative to high-interest payday lender loans

  • Lower interest rate

  • Loan amounts from $200 up to $1,000

  • Up to 6-month repayment

  • $20 application fee


P.A.L. Consolidation Loan

Our solution to escaping the payday lending cycle

  • Lower interest rate

  • Loan amounts up to $3,000

  • Up to 12-month repayment

  • $25 application fee


Consolidation Loan

  • Only one lower monthly payment

  • Fixed interest rate

  • Up to 60-month repayment

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Secured Loans

Share (Savings) Secured Loans

  • Loans for almost any purpose that are secured by money on deposit in shares (savings)

  • Fixed-rate that is 2.00% higher than the dividend rate the share (savings) is earning

  • Fixed-term

Certificate of Deposit Loans

  • Loans for almost any purpose that are secured by money in certificates of deposit

  • Fixed-rate that is 2.00% higher than the dividend rate the certificate of deposit is earning

  • Fixed-term

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